How Much Are You Really Paying
When You Use a Credit Card?

If the interest charge on a credit card is 28.8% (which is not unusual) and you put $5,000 on your credit card for one year . . . . . you will have paid $1440 in interest on your purchase.

To put that in perspective, if you went without the purchased item for a year until you could pay for it with cash rather than charging it, you would be saving $1440 on a $5000 item.

Would you rather pay $5000 or $6440 for that 'must have' new fangled widget??

DOLLARS and SENSE

BEING FRUGAL BEGINS WITH
DOLLARS AND COMMON SENSE

I am nearly 60 years old and I don't think I was ever properly educated on the common sense approach to using money. I don't think I am in a minority based on what I observe around me.

Hopefully over the coming months and years I will be able to pass along some of my common sense and I will also be able to learn from your common sense approach to money and how to make it work for you rather than you working for it.

The Frugal Boogle ....

What a Cool Name!

The dictionary definition of the word FRUGAL is "characterized by or reflecting economy in the use of resources".

A more expanded definition says: 1. economical in use or expenditure; prudently saving or sparing; not wasteful: a frugal manager. 2. entailing little expense; requiring few resources; meager; scanty: a frugal meal.

Some non dictionary definitions might include 'being able to really get a big bang for your buck'.

In the current economic environment frugal could also be translated as being really, really smart and not letting the lack of funds run your life!

It is the purpose of this blog to help us get the most for our hard earned dollar and learn how to let money serve us, rather than having us serve money.

Feel free to send along any suggestions you have for articles of interest and also send along any money saving tips you have learned in your life.

Again, Welcome to the Frugal Boogle ..... I hope you become a regular visitor and a regular contributor.

What's a 'Boogle'? According to Inherently Funny it is "a name given to a group or pack of weasles". My first choice was the Frugal Bugle, but someone beat me to it. And NO it is not intended to imply an association with world famous Google in any way shape or form. The company with a kazillion employees and stock trading in the stratosphere has nothing whatever to do with my little one man effort.

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